Business Checking

Balance Information

  • No minimum initial deposit
  • Unlimited number of deposits, withdrawals, and transfers
  • Minimum balance requirement to avoid service charge fee is based on Average Collected Balance per statement cycle.
  • Required Reserve Balance: 3.00% of Average Collected Balance.


Account Analysis Service Charge:

  • Account maintenance (subject to review)  $5.00/month
  • Checks written $0.17/item
  • Deposits made $0.25/item
  • Transit items deposited (first time only)  $0.05/item
  • Return Check  $5.00/item
  • Deposit corrections  $1.00/deposit
  • Food coupons deposit  $1.00/certificate


Account Analysis Balance Earnings:

You receive an Earnings Credit based on the current interest rate times the Available Balance.


Monthly Service Charge:

Account Analysis Service Fees are offset by the Account Analysis Balance Earnings.


Fees: Charge per item

Stop-Payment Request $10.00
Overdraft item $15.00
Return check item $10.00
Bank confirmations $10.00



Currency (strap)


Currency (partial strap)



Federal Tax Deposit Coupon $5.00


"Daily Cut-off time" per business day: 3:00 p.m.

Statement Cycle: Monthly

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