First State Bank
Belmond, IA  50421-0039
Common Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:


Debit Card $15.00 per year
First State Bank’s ATM unlimited transactions
Other ATMs (over six withdrawals) $ .75 per withdrawal
Replacement Debit Card $ 5.00
Check Order Fee fee depends on style of check ordered
Bank Certified Check $ 2.00
Bank Money Order $ 1.00
Overdraft Item Fee $15.00
Return Item Fee $10.00

A fee applies to overdrafts “created by check, in-person withdrawal, ATM withdrawal, or other electronic means”.

Stop Payment Fee $10.00
Account Research $25.00 per hour, $25.00 minimum
Account Reconciliation $25.00 per hour, $25.00 minimum
Transaction Research per Item $10.00
Balance Maintenance Fee (Sweep Fee) $  1.00
Check Cashing Fee (Non-customer) $  5.00
Coin Handling Fee (Non-customer) 10% of total coin brought in
Draft Collection Fee $  5.00
Dormant Account Fee (Value Checking Accounts Only) $  5.00 per statement cycle

Account is considered dormant if no activity for 90 days or more.

Wire Transfers:
Wire Transfers:

Outgoing Wires

Foreign Wires  $30.00


Safe Deposit Box Rent (Per Year):
Safe Deposit Box Rent (Per Year):

3 x 5

4 x 5 $15.00
5 x 5 $20.00
3 x 10 $30.00
5 x 10 $40.00
10 x 10 $50.00
Safe Deposit Box Key Replacement $  5.00
Safe Deposit Box Vault Drilling (No Keys Found)  $100.00
Night Depository Annual Fee $10.00
Night Depository Envelope Slot No Charge

We may require not less than seven (7) days’ notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account defined by Regulation D.  Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.

Member FDIC

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