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First State Bank

Routing Number: 073921543

Business Checking

Balance Information

  • No minimum initial deposit
  • Unlimited number of deposits, withdrawals, and transfers
  • Minimum balance requirement to avoid service charge fee is based on Average Collected Balance per statement cycle.
  • Required Reserve Balance: 3.00% of Average Collected Balance.

Account Analysis Service Charge

  • Account maintenance (subject to review)  $5.00/month
  • Checks written $0.17/item
  • Deposits made $0.25/item
  • Transit items deposited (first time only)  $0.05/item
  • Return Check  $5.00/item
  • Deposit corrections  $1.00/deposit
  • Food coupons deposit  $1.00/certificate

Account Analysis Balance Earnings

You receive an Earnings Credit based on the current interest rate times the Available Balance.

Monthly Service Charge

Account Analysis Service Fees are offset by the Account Analysis Balance Earnings.
Monthly Service Charge Fees
Charge per item Fee
Stop-Payment Request $10.00
Overdraft item $15.00
Return check item $10.00
Bank confirmations $10.00
Cash Fee
Currency (strap) $0.30
Currency (partial strap) $0.30
Coin $0.10/roll
Federal Tax Deposit Coupon $5.00

"Daily Cut-off time" per business day: 3:00 p.m.
Statement Cycle: Monthly

Night Drop box available 24/7