Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
| Service | Fees |
|---|---|
| Debit Card | $15.00 per year |
| First State Bank’s ATM | unlimited transactions |
| Other ATMs (over six withdrawals) | $ .75 per withdrawal |
| Replacement Debit Card | $ 25.00 |
| Check Order Fee | fee depends on style of check ordered |
| Counter Checks (per check printed) | $1.00 |
| Bank Certified Check | $ 5.00 |
| Bank Money Order | $ 2.00 |
| Overdraft/Return Fee (per presentment) | $20.00 |
|
Overdraft/Return Fee (maximum charge per day)
A fee applies to overdrafts "created by check, in-person withdrawal, or electronic withdrawal."
|
$60.00 |
| Service | Fees |
|---|---|
| Stop Payment Fee | $10.00 |
| Account Research | $50.00 per hour, $50.00 minimum |
| Account Reconciliation | $25.00 per hour, $25.00 minimum |
| Transaction Research (per Item) | $10.00 |
| Temporary Statement Fee (per statement) | $5.00 |
| Balance Maintenance Fee (Sweep Fee) | $ 1.00 |
| Check Cashing Fee (Non-customer) | $ 5.00 |
| Coin Handling Fee (Non-customer) | 10% of total coin brought in |
| Paper Statement Fee (Value Checking Accounts Only) | $ 5.00 per statement cycle |
|
Dormant Account Fee (Value Checking Accounts Only)
Account is considered dormant if no activity for 182 days or more.
|
$ 5.00 per statement cycle |
|
Garnishment/Levy
|
$50.00 |
| Wire Transfers | Fee |
|---|---|
| Incoming Wires | $10.00 |
| Outgoing Wires | $20.00 |
| Foreign Wires | $50.00 |
| ACH Transfers (per origination) | $20.00 |
| Safe Deposit Box Rent (Per Year) | Fee |
|---|---|
| 3 x 5 | $10.00 |
| 4 x 5 | $15.00 |
| 5 x 5 | $20.00 |
| 3 x 10 | $30.00 |
| 5 x 10 | $40.00 |
| 10 x 10 | $50.00 |
| Safe Deposit Box Key Replacement | $10.00 |
| Safe Deposit Box Vault Drilling (No Keys Found) |
At Cost |
| Night Depository Annual Fee | $10.00 |
| Night Depository Envelope Slot | No Charge |
We may require not less than seven (7) days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account defined by Regulation D. Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.