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First State Bank

Routing Number: 073921543


The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Service Fees

Service Fees
Debit Card $15.00 per year
First State Bank’s ATM unlimited transactions
Other ATMs (over six withdrawals) $ .75 per withdrawal
Replacement Debit Card $ 25.00
Check Order Fee fee depends on style of check ordered
Counter Checks (per check printed) $1.00
Bank Certified Check $ 5.00
Bank Money Order $ 2.00
Overdraft/Return Fee (per presentment) $20.00
Overdraft/Return Fee (maximum charge per day)
A fee applies to overdrafts "created by check, in-person withdrawal, or electronic withdrawal."


Additional Fees

Service Fees
Stop Payment Fee $10.00
Account Research $50.00 per hour, $50.00 minimum
Account Reconciliation $25.00 per hour, $25.00 minimum
Transaction Research (per Item) $10.00
Temporary Statement Fee (per statement) $5.00
Balance Maintenance Fee (Sweep Fee) $ 1.00
Check Cashing Fee (Non-customer) $ 5.00
Coin Handling Fee (Non-customer) 10% of total coin brought in
Paper Statement Fee (Value Checking Accounts Only) $ 5.00 per statement cycle
Dormant Account Fee (Value Checking Accounts Only)
    Account is considered dormant if no activity for 182 days or more.
$ 5.00 per statement cycle

Funds Transfers

Wire Transfers Fee
Incoming Wires $10.00
Outgoing Wires $20.00
Foreign Wires  $50.00
ACH Transfers (per origination) $20.00


Safe Deposit Boxes

Safe Deposit Box Rent (Per Year) Fee
3 x 5 $10.00
4 x 5 $15.00
5 x 5 $20.00
3 x 10 $30.00
5 x 10 $40.00
10 x 10 $50.00
Safe Deposit Box Key Replacement $10.00
Safe Deposit Box Vault Drilling
(No Keys Found)
At Cost
Night Depository Annual Fee $10.00
Night Depository Envelope Slot No Charge

We may require not less than seven (7) days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account defined by Regulation D. Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.