Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
First State Bank

Routing Number: 073921543


The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Service Fees

Service Fees
Debit Card $15.00 per year
First State Bank’s ATM unlimited transactions
Other ATMs (over six withdrawals) $ .75 per withdrawal
Replacement Debit Card $ 15.00
Check Order Fee fee depends on style of check ordered
Bank Certified Check $ 5.00
Bank Money Order $ 2.00
Overdraft Item Fee $20.00
Return Item Fee $20.00

A fee applies to overdrafts "created by check, in-person withdrawal, ATM withdrawal, or other electronic means."

Additional Fees

Service Fees
Stop Payment Fee $10.00
Account Research $25.00 per hour, $25.00 minimum
Account Reconciliation $25.00 per hour, $25.00 minimum
Transaction Research per Item $10.00
Balance Maintenance Fee (Sweep Fee) $ 1.00
Check Cashing Fee (Non-customer) $ 5.00
Coin Handling Fee (Non-customer) 10% of total coin brought in
Draft Collection Fee $ 5.00
Dormant Account Fee (Value Checking Accounts Only) $ 5.00 per statement cycle
Account is considered dormant if no activity for 90 days or more.

Wire Transfers

Wire Transfers Fee
Outgoing Wires $10.00
Foreign Wires  $30.00


Safe Deposit Boxes

Safe Deposit Box Rent (Per Year) Fee
3 x 5 $10.00
4 x 5 $15.00
5 x 5 $20.00
3 x 10 $30.00
5 x 10 $40.00
10 x 10 $50.00
Safe Deposit Box Key Replacement $ 5.00
Safe Deposit Box Vault Drilling
(No Keys Found)
At Cost
Night Depository Annual Fee $10.00
Night Depository Envelope Slot No Charge

We may require not less than seven (7) days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account defined by Regulation D. Withdrawals from a time deposit account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.